Would be great to have some additions onto the fact find that will correlate with entries required on Openwork Concert Hub platform and some lender applications:

For previous name, date of change and method eg. marriage/divorce/deed poll.

Smoking questions: Smoker/Non-smoker/Ex-Smoker and date given up. Required on protection apps too as well as Concert Hub.

Employment: Shares in business - applies to employed and self-employed. Typically if shares exceed 20% (depends on lender) lenders treat the applicant as self-employed regardless of actual status.