100% agree that this should be changed as a priority. Tax and NI are rarely the same from payslip to payslip

No matter how many cases I key to Smartr, even when keying the pay slip deductions exactly as they show on the pay slip, the net pay is always wrong. You also have to manually work out disposable income each time to check a mortgage is affordable AND credit commitments do not seem to pull thorough to the budget planner meaning you then have to go back and add them all up to key as a total in the budget planner. Then if credit commitments change from initial enquiry to application, you have to remember to amend both sections. That's crazy! Am I missing something?

Smartr seems to be just pulling through the gross monthly amount and not netting it when keying income into Smartr? Have any advisors brought that to your attention? Amanda or Jol are having to explain on almost every case that Smartr is calculating net income differently to a lenders website/application.

Having to add in all the deductions is brutal, especially if the client has variable income and we need to take a 3 month average. It leads to a mind-numbing number of manual calculations. Or if the client has lots of different deductions (Police pay slips etc) it is horrendous! If the net income box was amendable then those that want to add the deductions still can, and those that dont want to can just input the net income.

The net income in the fact find to be editable